Can I Sell My House If I’m in Foreclosure?

Yes—you can absolutely sell your house while it’s in foreclosure. In fact, many homeowners in Dallas and the surrounding areas use this strategy to stop the foreclosure process, protect their credit, and walk away with cash in hand.

What Does It Mean to Be in Foreclosure?

Foreclosure is a legal process where the lender tries to recover the balance of a loan from a borrower who has stopped making payments. In Texas, the process can move quickly—sometimes in as little as 41 days from notice to auction.

When Can You Still Sell?

You can sell your home any time before the foreclosure auction date. This includes:

• Pre-foreclosure (after notice of default, but before auction)

• During legal proceedings, depending on the lender

Why Selling May Be Your Best Option

Selling your home can help you:

• Avoid a foreclosure mark on your credit report

• Protect your equity before it's lost to the auction

• Move on without court judgments or deficiency balances

How to Sell Fast in a Foreclosure Situation

If time is limited, working with a local cash buyer is often the fastest and least stressful option. These buyers can:

• Buy your home as-is (no repairs or cleaning)

• Close in as little as 3–7 days

• Pay in cash so there’s no lender delay

What If I Owe More Than the House Is Worth?

In that case, you may qualify for a short sale. Your lender agrees to accept less than what’s owed. This requires paperwork and approval but is still better for your credit than foreclosure.

Final Tip:

If you’ve received a foreclosure notice, time is critical. Don’t wait. Get an honest offer from a local investor who knows the Texas foreclosure laws and can help stop the clock.