Inherited a House with a Mortgage? Here's What to Do in Dallas-Fort Worth

1. Find Out If You're Responsible for the Mortgage Federal law allows heirs to assume most mortgages. But if payments are missed, lenders can foreclose. Act fast to avoid default.

2. Get the Loan Details Call the lender with the loan number and a death certificate. Ask for the balance, interest rate, payment status, and next steps.

3. Decide If You Want to Keep or Sell the Property Can you afford to take over the payments? If not, selling quickly may be your best option. An investor can help even if the house is behind on payments or facing foreclosure.

4. Don’t Let It Go Into Foreclosure The longer you wait, the harder it is to sell. Once foreclosure starts, your options shrink. Selling to a buyer who can close in days may be your fastest exit.

5. Consider Selling As-Is for Cash You don’t need to make payments, do repairs, or wait months. A local cash buyer can take over quickly—even if the mortgage is delinquent.

Sell an Inherited Home with a Mortgage Today We help homeowners get out from under inherited mortgages fast. OT Investment Group closes deals in 7–14 days. No fees, no commissions. Book a free consultation now.

If you're a Dallas homeowner dealing with financial hardship, code violations, an inherited home, or foreclosure, you don’t have to figure it out alone. These trusted local resources can help you explore your options and take action with confidence:

🏙 City & County Services

• City of Dallas – Access permits, housing support, nuisance property information, and city services.

• Dallas County – Find court records, probate info, property tax payments, and deed lookup tools.

🏡 Property Records & Tax Info

• Dallas Central Appraisal District (DCAD) – Look up property values, ownership history, and tax status.

• Dallas County Tax Office – Pay or check delinquent property taxes and set up payment plans.

🧾 Mortgage Assistance & Foreclosure Help

• Dallas Housing and Neighborhood Revitalization Department – Offers foreclosure prevention resources, mortgage counseling, and grant programs.

• Dallas Area Habitat for Humanity – Offers homeownership counseling, refinancing education, and assistance navigating hardship.

• Dallas BCL of Texas – A HUD-approved nonprofit offering foreclosure prevention, home loan help, and credit counseling.

• United Way of Metropolitan Dallas – Connects homeowners to emergency mortgage assistance and financial relief programs.

🏫 School Tax Info

• Dallas Independent School District (DISD) – Check your school tax status or resolve delinquent accounts.

🤝 Business & Community Support

• Dallas Regional Chamber – Stay connected to local support networks and trusted service providers.

At OT Investment Group, we help homeowners sell their houses quickly and with dignity. Whether you’re behind on payments, going through probate, or dealing with a vacant or damaged home, we’re here to help. These Dallas-based resources give you a solid foundation to make the best decision for your future.